By reading this site, you don't become my client.  In order to become my client, you have to meet with me and we need to come to an agreement as to our goals.

This information is not legal advice.

I've made every effort to insure that the information contained here is accurate and applicable.  However, the law is not static.  It changes.  Also, the law is very fact dependent.  While one set of facts result in a particular finding, your set of facts may be different in an important way.  That difference or the reason for the difference might not be obvious.


The Internal Revenue Service requires me to tell you that tax advice cannot be used to avoid penalties under the IRS code.  A second IRS requirement is that I tell you that advice from my office relating to Federal tax matters may not be used in promoting, marketing or recommending any entity, investment plan or arrangement to any taxpayer.


The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 Requires the following notice: I am a Debt Relief Agency. I help people file for bankruptcy relief under the Bankruptcy Code. This web site is not an offer to provide bankruptcy assistance services to any assisted person as defined under Section 527(a)(2) of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. You are not my client until we execute a written agreement describing my services.


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